Both my boyfriend and I have very, very bad credit. We have paid all of our debts off, but that still does not help our cause.

We want to own a home and NOT rent.

How are we going to be able to get a mortgage w/ such bad credit. We do not want to be renters forever. We CAN afford a home, but we can’t get the loan.
Sorry, we are getting married. That’s why we are buying a home.

Can you get a loan with a 500-520 score and no money down? In Chicago il, im makin like 40k a year 8-10,000 in bad debt on my credit report.

we have a lot of debt and would like to take out a secound mortgage. Where could I look with somewhat bad creidt? I know dont say get ur spending under control becouse we have and have cut them all up but still need to pay off.. so where could I look?

I have been trying for several month to get a loan for a new home, but I have had no success at all. Everybody that I contact or apply with give me the same answer all the time, which is ” Sorry we can’t help you at this time due to your poor credit rating. If no one will give you a chance then how can you fix your credit situation? I have been employed for the past five years with the same company. I don’t make a whole lot a year. I make about $40,000 a year. I think I can afford a new mortgage. I would like for my children to grow up in a better situation than I did. I admit I have made some mistakes financially, but are those mistakes going to haunt me forever? I just want a chance to live the American dream of home ownership. Please don’t mention credit repair, I have tried those companies and my credit sitiuation is was worse after I finished the repair program. If you do not have positive input please don’t respond to this question. Rip-off artist need not respond.

recovering from bad credit (no bankruptcy) and looking to buy home, now have great job and fixing things

I have heard of government programs that help people. The problem is I make too much money to qualify for those programs. Does anyone know of any mortgage companies that can help? Are there programs for single parents? (Single Father)

i have a very low credit score , but need to buy a home can someon please give me advise?

I need $5,000 for home improvement. My credit is very bad. My score is 400. My home and land are only worth $40,000 and I owe $21,000. Any information is appreciated.

I want to buy a home but my credit is really poor and I currently have a judgment that is not paid. Are there loans available for people like me that do not require a ton of saved money for a downpayment?

i need a mortgage and have little money down. monthly income is around $5500 and really no other bills. however, i have a bankruptcy that is just over a year old. my credit scores are 630, 624 and 600….does anyone have any suggestons where i could find a mortgage company that will finance me with the mortgage meltdown as it is now?