I want to consolidate my mobile home payment with my cars payment. I owe @6,500 on the home & $3,300 on the car. Please help. I’ve tried many many places and get no where cause of my bad credit and mainly the year of my home. It is a very well maintained place on a lot that we rent. It does not feel like its 30+ years old. We love this place but need to work out our monthly budget.

i have a 350K home loan, I have heard of some programs that say they can show you how to pay down your loan in 1/2 the time or sooner, does this really work? which is the best program to use? please advise

I live in Calif. where the market has crashed. I bought a home a little over a year ago, when the market was high. A fast talking broker convensed a group of us to take all the equity out of our current homes, and buy new ones, to have money for retirement. Now I might lose both. I know, stupid. Help?

I am trying to buy a house as a second home, but the bank says that it might have to be bought as an investment. A second home loan has much better terms (e.g. 5% down versus 20% down). They mentioned something about the house possibly not being in good enough condition after the appraisers look at it. What are the criteria for “not good enough condition”?

My husand and I are first time home buyers with no downpayment. Our middle credit scores are about 650 each. We have met with a broker who is offering us: 80/20 on a $200,000 loan. It would be interest only on the 80 portion with a 30-year fixed at 7.25 % with option to pay towards principle monthly with no penalties. 11% interest on the 20 portion with payment of principle and interest monthly. However, he then mentioned 15-year balloon payment on the 20 portion and said that we can refi at the end of the 15 if we dont pay it off. I have done alot of research but I dont get the feeling this is a good loan for us-the words “balloon” and “interest only” really scare me!

I live in Texas and bought a home 19 months ago with a 6.0 interest for 30 years and almost none downpayment. I have an oustanding credit score 730 or so.

When is a good time to refinance?

I got out of the Army in May with Honorable discharge and CIB.
I never been to the VA and I was wondering what do I need to do to take a VA Home loan out. I know the house I want to buy it is $125,000 but I want to take a $200,000 loan to repair the damage from a fire. What do I need to do?
Thank you.

I am considering trying to buy a home, the only thing on my credit really is the fact that my wages are being garnished. In a few more months it will be over with, can I try to buy now, or is a bank going to kick me out?

Just looking for a way to consolidate my debt without having to go to one of those sketchy 800# places. Looking for some real answers here, I have no idea how any of this financial stuff works. Thanks in advance!

I just filed bankrauptcy over some extremly high medical bills and now I want to buy a house so I can have a secure home for my children. I dont have a cosigner but I do have money to put down.Does any one know were I can get help?