Nov
23
I am looking to refinance my student loan. Any ideas of what company to go through?
Filed Under (Refinance Loan) by Joey
My direct student loan is now through the government, and I feel like I am absolutely getting nowhere with them. I have had my loan through them since 2004 and my balance has went from 35000 to 32000. I really need some suggestions of what companies to go through to possibly refinance. My credit score is in the middle area. Thanks for your help.

Comments

Randy P on 26 November, 2008 at 12:13 pm #

Are you just making the minimum payment on the loan? When I got out of college I had a student loan. Each month I would pay an additional amount. In the memo section of check I would write $50 towards principal only. Also on the payment slips there should be a place to put the extra payments. Remember the extra payment pays in two ways. It cuts down the principal owed next month but will also increase the amount that the regular payment pays down the debt next month. Each month that amount will grow thereby paying the loan off faster.
Keep making the payments on time and the extra as this builds good credit scores.


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