I need a lower monthly payment on my 2006 Toyota Corolla I bought new from the dealer. Can I refinance the loan to do this? How do I go about it?
I already have a Home Equity Loan for something else. The car loan is through a credit union. I am maxed out on lines of credit.
I already used my Home Equity line of Credit for something else, so I can’t use it for that. I still owe $14,500, there is not enough equity left to pay that!